Working Together
Financial planning on YOUR terms
Unlike other financial planners, I don’t urge my clients to fit into one box or mold. I don’t believe in rules of thumb or “shoulds”. I believe money should be exciting and aligned with your unique values and purpose in life. Instead of telling you what you “should” do, I’ll show you what you CAN do, to empower you to do what you WANT. Life is too short to live on anyone else’s terms!
Direction is more important than speed
As your business grows, you will have questions like,
- What should I do with this extra cash flow?
- How much should I be paying myself?
- How can I plan for and save on taxes?
- When will I be ready to make the next big investment in my business?
The answers to these questions depend heavily on your unique situation and core values. The framework I help you create will clarify your goals and simplify your choices, making it easier to see the best path forward.
Imagine a world where you had a simple framework for...
Cash flow planning
- How to best plan for your next big business investment or real estate purchase
- How to decide how much to invest back into your business, how much to invest in other things, and how much to indulge in enjoying life now?
- How much you should pay yourself from the business
- How much money to spend for family vacations
Tax strategies
- Make sure you’re getting all the tax breaks you possibly can
- Avoid the pain of being surprised by a tax bill ever again
- Determine the best entity structure for your business (S-Corp, LLC, etc)
Borrowing strategies
- Creative ways to borrow money even if your taxable income is low
- Options for how to finance your next big venture, whether it’s buying real estate, growing your business, or a private investment opportunity
- Being ready to seize a good opportunity when it comes, without keeping your money in cash earning little interest
What got you here doesn't necessarily get you there
As your business and personal wealth grows, you will need several professionals in your corner to scale, protect, and optimize what you’ve built. Even though at one time you wore all these hats, there comes a time when it makes sense to build out your professional team.
This list could include coaches, bookkeepers, tax strategists, CFOs, attorneys, estate planners, and more depending on your situation. Most of the time, these professionals work in silos and depend on you to put all the financial, investment, tax, estate, and legal puzzle pieces together, rather than communicating amongst each other. I take on the role of being the quarterback between all of these moving pieces, so that you can spend more time focusing on the core of your business and your family.
Our services also include...
- Investment management
- Retirement planning
- College savings
- Tax strategies
- Estate planning (Wills, guardianship, Trusts, beneficiaries)
- Legal structure of business entity and/or real estate investments (LLC, S-Corp, etc)
- Debt management and borrowing strategies
- Travel / vacation budgeting
- Cash flow and budgeting
- Life, disability and health insurance options
- Buy/sell agreements for business partners
...and most importantly, tying it all together.
Annual Financial Planning
Concierge service addressing all of your financial planning needs. As your personal CFO we will be the quarterback on your team of professionals. Starting at $6,450.
Jumpstart Financial Plan
A written financial plan to address your most pressing financial needs. A great way to get started in the right direction. Starting at $1,250.
What's included
What's included
Investment recommendations are included in the above financial planning packages, but if you’d like for us to also manage your investments directly, we are happy to do so through our partnership with Charles Schwab. Investment management fees start at 1% of assets under management. No minimum required.
The Process
for Annual Financial Planning
- Intro Call (complimentary) - 15-30 minute call to see if we could be a good fit
- Discovery Meeting (complimentary) - We'll start by establishing your vision and values. This beginning part of the process is where we lay the foundation, get comfortable with dreaming big, and establish the “why” behind the financial planning that will come next.
- Data Gathering Meeting - After committing to the process via a signed contract, now is the time we roll up our sleeves. We’ll work together to gather your financial information and documents so that I can create a big-picture view of where you’re at now.
- Strategy Meeting - After analyzing your information, I will come up with a plan and customized framework using your vision and values as a guide. I will walk you through my recommendations, educating you along the way.
- Follow-up Meeting - After choosing which action items you'd like to implement, we will work together over the next several months to accomplish each task. I will help you stay accountable and overcome obstacles.
- Monitor - Each year, if you choose to renew your annual package, we will continue to monitor your progress, make changes as needed, and dive deeper into more specialized topics that pertain to you.
For the Jumpstart Financial Plan package, this process will be condensed into 2 meetings after the Intro call.
